Blogs and Events

A Year-End Review

Elections and the March of Markets 

It's natural for investors to seek a connection between who wins the white house and which way stocks will go. But a look at history underscores that the outcome of an election is only one of many inputs to the market. 

The following article, written by the Vice President of Dimensional Fund Advisors, offers some perspective on the stock market's behavior this year. Please click on the image below to view the full article. 

https://www.mydimensional.com/investment-update-with-ed-lazear?_cldee=a2...

The SECURE Act was signed into law in December 2019.  Here are the 2 primary changes which took effect on January 1st, 2020:

Nonqualified Stock Options are the most common type of stock option. When you exercise in-the-money stock options, the difference between the exercise price and the market value is going to be taxable W-2 income to you, at ordinary income tax levels plus Social Security and Medicare taxes.

The Mega Backdoor Roth is a strategy that could allow you to contribute an extra $37,000 to your Roth IRA every year!

Before we dive into the details, some background info is required first…

When contributing to a 401(k), there are three different types of contributions that you can make:

It’s no surprise that studies show young adults are not into insurance. There are too many other financial challenges to worry about, such as paying off crushing student loan debt and saving for future goals. Actually, other studies show that younger adults would rather spend their money on such things as travel premium TV streaming services than use it to buy life insurance.